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Pealing the layers of today’s pricing
I began this blog series asking the question “How can banks offer such low rates?” Exploring the relationship of pricing in an environment where we have a normalized. I outlined a simplistic view of loan pricing as:  + Interest Income + Non-Interest Income Cost of Funds...
Is your Risk Ratings making the grade?
I am at the Risk Management Association’s annual conference in DC and I feel like I am back to where my banking career began.  One of the key topics here is how important the Risk Rating Grade is and what impact that right or wrong Risk Rating Grade can have on the...
Model Risk Governance – It’s not just for the big banks
I have just completed the first of two presentations on Model Risk Governance at the RMA Annual Conference.  The focus of the presentation was the compliance with the Model Risk Governance guidance at the smaller asset sized financial institutions.  The big theme across...
Pealing the layers of today’s pricing
I began this blog series asking the question “How can banks offer such low rates?” Exploring the relationship of pricing in an environment where we have a normalized. I outlined a simplistic view of loan pricing as:  + Interest Income + Non-Interest Income Cost of Funds...
Is your Risk Ratings making the grade?
I am at the Risk Management Association’s annual conference in DC and I feel like I am back to where my banking career began.  One of the key topics here is how important the Risk Rating Grade is and what impact that right or wrong Risk Rating Grade can have on the...
Model Risk Governance – It’s not just for the big banks
I have just completed the first of two presentations on Model Risk Governance at the RMA Annual Conference.  The focus of the presentation was the compliance with the Model Risk Governance guidance at the smaller asset sized financial institutions.  The big theme across...
Using Analytics to Deepen Customer Relationships
On October 7th, Kevin Poe from Experian’s Global Consulting Practice participated in a Social Media Today webinar titled, How Marketing Can Power Engagement: Using Analytics to Deepen Customer Relationships. Kevin shared his deep insights on how the use of data and...
Ori Eisen emphasizes importance of data and analytics to detect fraud with BloombergTV
Experian hosted the Future of Fraud event this week in New York City where Ori Eisen and Frank Abagnale hosted clients and prospects highlighting the need for innovative fraud solutions to stay ahead the consistent threat of online fraud. After, Ori and Frank appeared...
Auto Lending Naysayers Are Neglecting Key Facts - Part 2
This is the second of a two part blog about the state of auto lending in the U.S.  In the U.S, auto lending has been surging.   This is the second of a two part blog regarding this subject.  The previous blog looked at origination trends as well as noting the attention...