Credit Card Lending Risk
by March 5, 2013,
Credit Card Lending Risk
Big news [last week], with Chase entering in to a 10 year
expanded partnership with Visa to create a ‘differentiated
experience’ for its merchants and consumers. I would warn anyone
thinking “offers and deals” when they hear “differentiated
experience” – because I believe we are running low on...read more
by August 15, 2012,
Credit Card Lending Risk
In this three-part series, Everything you wanted to know about
credit risk scores, but were afraid to ask, I will provide a high
level overview of: What a credit risk score predicts; Common myths
about credit risk scores and how to educate consumers; and finally,
Scoring traditionally un-scoreable...read more
by August 10, 2012,
Credit Card Lending Risk
The intense focus and competition among lenders for the super prime
and prime prospect population has become saturated, requiring
lenders to look outside of their safety net for profitable
growth. This leads to the question “Where are the growth
opportunities in a post-recession world?”...read more
by August 3, 2011,
Credit Card Lending Risk
by Alan Ikemura A surprising occurrence is happening in the
consumer credit markets. Bank card issuers are back in
acquisition mode, enticing consumers with cash back, airline points
and other incentives to get a share of their wallet. And
while new account originations are nowhere near the levels...read more
by July 20, 2011,
Credit Card Lending Risk
by Stacie Baker The Durbin Amendment, according to Wikipedia, gave
the Federal Reserve the power to regulate debit card interchange
fees. The amendment, which will have a profound impact on
banks, merchants and anyone who holds a debit card will take effect
on October 1, 2011 rather than the...read more
