Customer Acquisitions
by January 25, 2013,
Customer Acquisitions
First, it aims to drastically reduce payment acceptance costs
through any and all means and Secondly – keep merchant data firmly
within their purview. MCX – MerChants reduX: The post that
follows is a collection of thoughts around MCX, why it deserves
respect, and yet how it is indeed mortal and...read more
by December 20, 2012,
Customer Acquisitions
In my last post, I covered the importance of using quality credit
attributes to gain greater accuracy in risk models. Credit
attributes are also powerful in strengthening the decision process
by providing granular views on consumers based on unique behavior
characteristics. Effective uses include...read more
by October 21, 2012,
Customer Acquisitions
I'm here in Vegas at the Mobile2020 conference and I am fascinated
by my room key. This is not the usual “insert in to the slot, wait
for it turn green or hear it chime” key cards, these are “tap and
hold to a door scanner till the door opens” RFID key card. It is
befitting the event I am about to...read more
by October 15, 2012,
Customer Acquisitions
Part 2: Common myths about credit risk scores and how to
educate consumers In light of what I've heard in the marketplace
through the years, I wanted to provide some information to help
'debunk' some common myths about credit scores. Myth: There is only
one credit score Reality: There are multiple...read more
by October 4, 2012,
Customer Acquisitions
It has been over a year that in Zuccotti Park the Occupy Wall
Street crowd made their voices heard. At the anniversary
point of that movement, there has been a lot of debate on if the
protest has fizzled away or is still alive and planning its next
step. Either way, it cannot be ignored that it...read more
by September 20, 2012,
Customer Acquisitions
Negative liquidity, or owing more on your home than its value, has
become a much too common theme in the past few years.
According to CoreLogic, 11 million consumers are underwater,
representing 1 out of 4 homeowners in the nation. The irony
is with mortgage rates remaining at historic lows,...read more
by August 19, 2012,
Customer Acquisitions
The great thing about being in front of customers is that you learn
something from every meeting. Over the years I have figured
out that there is typically no “right” or “wrong” way to do
something. Even in the world of fraud and compliance I find
that each client's approach varies greatly. It...read more
by August 16, 2012,
Customer Acquisitions
Join us Sept 12-13 in New York City for the Finovate conference to
check out the best new innovations in financial and banking
technology from a mixture of leading established companies and
startups. As part of Finovate's signature demo-only format for this
event, Steve Wagner, President, Consumer...read more
by August 15, 2012,
Customer Acquisitions
In this three-part series, Everything you wanted to know about
credit risk scores, but were afraid to ask, I will provide a high
level overview of: What a credit risk score predicts; Common myths
about credit risk scores and how to educate consumers; and finally,
Scoring traditionally un-scoreable...read more
by August 10, 2012,
Customer Acquisitions
The intense focus and competition among lenders for the super prime
and prime prospect population has become saturated, requiring
lenders to look outside of their safety net for profitable
growth. This leads to the question “Where are the growth
opportunities in a post-recession world?”...read more
