Cherian Abraham is a senior business consultant with Experian's
Global Consulting Practice who brings a deep understanding of
mobile commerce and emerging payments industry and trends, helping
financial services and retailers to develop and execute on
strategies to increase market penetration. Abraham’s knowledge of
both marketing and credit risk affords him the ability to provide
rounded support encompassing mobile commerce, mobile...
Kyle Aiman is the product manager for Experian's suite of
collections scoring and segmentation products and services,
including the Collection Advantage platform. Aiman began his
career as a Systems Consultant at Ontario Systems, where he worked
closely with receivables management/collections customers providing
support and implementation services. After leaving Ontario Systems,
he began a diverse career in the financial services...
Uzma Aziz is a senior product manager with Experian's Consumer
Information Services Portfolio group. In this role, Uzma is
responsible for creating and executing strategies for account
management products. Prior to joining this role, Uzma has held
product management positions at Kelley Blue Book and Experian’s
Business Information Services. Uzma holds a Master of Business
Administration degree from Paul Merage School of Business and a BS
in...
Andrew Beddoes, senior business consultant with Experian's
Global Consulting Practice, brings over 15 years of deep expertise
in consumer credit risk management. His specialty areas include
originations, acquisitions, portfolio management and collections,
with strong expertise in customer-level decision management for
retail banking, credit cards and retail credit. He has
the unique ability to understand how predictive models can be
used...
Jeff Bernstein is a senior business consultant with Experian’s
Global Consulting Practice. Bernstein has more than 30
years of experience in collections and an extensive consulting
background working with global clients in banking and financial
services, collections and debt purchasing markets. He is
highly sought after for his insight into leveraging data,
technology and processes to improve the ability to identify risk
and mitigate...
Keir Breitenfeld is the senior director of product management with
specific responsibilities for Experian's core consumer
authentication products, Precise ID and Knowledge IQ and Commercial
Fraud Insight. Through these and other fraud management
offerings, clients are able to confidently verify consumer
identities in non-face-to-face interactions, while detecting and
preventing fraudulent applications and transactions.
Breitenfeld is a...
Bill Butler is a product manager for Experian Information Solutions
consumer collection product suite. He currently manages Experian’s
Collection TriggersSM account monitoring tool; FirstSweep,
Experian’s collections filtering product; MetroNet®, Experian’s
contact and skip locating service, and is responsible for
formulating and executing product strategies. Since joining
Experian in 2007, Butler has held responsibilities in Experian’s
Data...
David Daukas is the director of Portfolio Solutions for Experian’s
Consumer Information Solutions. He is responsible for product
management and the development of risk management and retention
strategies. Since joining Experian in 2003,
Daukas has served in a variety of management roles. As Manager of
New Product Development, he led the creation of Experian’s Global
Innovation System. Prior to joining Experian, Daukas spent five
years...
Paul DeSaulniers is the director of VantageScore at Experian
responsible for developing specific strategies to effectively
integrate VantageScore into clients’decisioning systems and to
increase awareness of the score to the marketplace. DeSaulniers
brings strong product and industry knowledge with his experience in
the financial service industry, along with a deep understanding in
risk management and credit policy. Prior to joining Experian...
Matt Ehrlich is a product manager for Experian Decision Analytics’
Fraud and Identity Solutions. His current responsibilities include
managing the National Fraud Database and Precise ID. He brings
extensive analyst and project management experience to the
development and management of these core fraud management products.
Ehrlich earned a Bachelor of Arts in English, with a minor in
Business Administration, from the University of California...
Rollin Girulat is a product manager on the Collections team
responsible for innovation and analysis for opportunities across
the entire product suite. Girulat joined Experian in 1988 as an
Account Executive for MetroNet®, the product he had built as a
Systems Consultant for Metromail. When Experian later acquired
Metromail, Girulat joined Experian. Prior to Experian, Girulat held
several positions in Systems at Montgomery Ward, R.L. Polk...
Beverly Henderson is a marketing director in Experian’s Prospect
Marketing Solutions group for Consumer Information Services. In
this role, she is responsible for developing product strategy for
the prospecting product suite. Prior to joining Experian in
2010, Henderson spent 15 years in the financial services industry
with roles at Advanta, Fleet, Bank of America and HSBC primarily
focused on consumer credit card products. Her prior...
Verronica Herrera is a member of Experian’s Decision Sciences’
product management team primarily focused on bureau scores.
She brings background and expertise on wide variety of credit risk
and prospecting scoring tools, including VantageScore™, Bankruptcy
PLUS, In the Market Models, and the Ability to Pay suite of income
estimation models. Veronica has 13 years experience managing
online consumer products for mortgage, insurance and...
Mike Horrocks is a senior manager responsible for identifying and
creating strategies that synergize capabilities to address specific
demands of the market, and lenders, in all areas of credit and risk
management, analytics, fraud, and software solutions. Through
these offerings, clients from the top banks in the U.S. to
community banks and credit unions have seen significant gains in
key performance indicators. Mike graduated from Brigham...
Alan Ikemura is a senior product manager and business
consultant for the Decision Sciences group. He manages
strategy development, product design, consulting services for
custom Business Intelligence engagements; and manages the
publishing relationship with Oliver Wyman Consulting. He
earned a Bachelor of Arts and a Masters of Business Administration
from the University of Southern California. He has been in the
marketing and credit data,...
Jacqueline Maybaum is a senior business consultant with
Experian’s Global Consulting Practice. Maybaum has 21 years of
credit risk-management and marketing experience in the financial
services industry. She has an impressive track record of generating
revenue and mitigating losses for her clients through her hands-on
experience driving credit risk, marketing, collections and
high-risk account-management strategies for some of the...
Maria Moynihan is the director for Experian Public Sector. In her
role, she is responsible for partnering across Experian business
units to identify market size, influencing trends, key
opportunities by segment, product gaps, and supporting messages for
improved brand awareness and product adoption in the Public Sector
arena. Prior to this role, she was the Integrated Marketing
Director for Experian’s Consumer Information Services...
Group President Credit Services Lloyd Parker directs the integrated
Credit Services and Decision Analytics sales organization in North
America. The 350 members of the sales team are responsible
for generating revenues in excess of $750M. Parker previously
served as Executive Vice President, North America Sales, Consumer
Information Services and Senior Vice President, Government Services
before moving into his current role. Prior to...
Joel Pruis is a senior business consultant
with Experian’s Global Consulting Practice. Pruis is dedicated
to delivering programs to his clients that increase productivity
and profitability and provide financial services organizations with
the tools to gain a competitive advantage in the ever-changing
market. He has more than 22 years of experience in origination and
portfolio management for small business and commercial credit
originated via...
John Straka, Ph.D. is a senior susiness consultant with
Experian's Global Consulting Practice. Straka has more than 25
years of risk-management experience, including mortgage risk
modeling, credit policy, loss mitigation, risk analytics
strategies, fraud analytics and mortgage investments. As a
consultant with Experian’s Global Consulting Practice, Straka
counsels mortgage-lending banks, government agencies, and other
financial...
Teri Tassara is a senior product manager for the Decision Sciences
group. She manages the product strategy development and
execution for credit attributes and data intelligence
products. Teri brings a decade of product management and
product marketing expertise and experience specializing in
predictive analytics. Prior to Experian, Teri led the
marketing initiatives at FICO to bring to market the first
prepayment health care fraud...
John Taylor is a senior business consultant with Experian's Global
Consulting Practice. He provides financial services
organizations with effective strategies to attract, retain and
manage profitable deposit customers. His deep expertise in credit
risk and marketing analytics can help Experian clients grow their
deposit business with more targeted cross-selling, greater customer
loyalty, reduced deposit losses and enhanced revenues....
Kelly Ward is the product manager of Notification Services and
Collection Triggers for Experian Consumer Services. She manages the
strategy development, product enhancements, and client and sales
support driving revenue growth for both Notification Services and
Collection Triggers products. During her tenure at Experian, she
has held strategic sales, consulting and product marketing roles.
She earned her bachelor’s degree in Communication...
