Posts by Mike Horrocks

Mike Horrocks is a senior manager responsible for identifying and creating strategies that synergize capabilities to address specific demands of the market, and lenders, in all areas of credit and risk management, analytics, fraud, and software solutions.  Through these offerings, clients from the top banks in the U.S. to community banks and credit unions have seen significant gains in key performance indicators.  Mike graduated from Brigham Young University in International Finance and earned a Master of Business Administration from Indiana University.

Mike is a former commercial banker with 15 years of experience on the information management, and management consulting side of the business.   He is also actively involved in several under-banked and microfinance initiatives in emerging markets.   

Lessons from the Indy 500 for auto lenders

Living just outside of Indianapolis, I can tell you that the month of May is all about "The Greatest Spectacle in Racing", the Indy 500.  The four horsemen of the apocalypse could be in town, but if those horses are not sponsored by Andretti Racing or Pennzoil – forget about it.  This year the more

Reducing retention risk by listening to the voice of the consumer

It has been over a year that in Zuccotti Park the Occupy Wall Street crowd made their voices heard.  At the anniversary point of that movement, there has been a lot of debate on if the protest has fizzled away or is still alive and planning its next step.  Either way, it cannot be ignored that more

Discovering the next trend in risk management

In 1950 Alice Stewart, a British medical professor, embarked on a study to identify what was causing so many cases of cancer in children.  Her broad study covered many aspects of the lives of both child and mother, and the final result was that a large spike in the number of children struck more