Posts by Paul Desaulniers

Paul DeSaulniers is the director of VantageScore at Experian responsible for developing specific strategies to effectively integrate VantageScore into clients’decisioning systems and to increase awareness of the score to the marketplace. DeSaulniers brings strong product and industry knowledge with his experience in the financial service industry, along with a deep understanding in risk management and credit policy.

Prior to joining Experian in 2011, DeSaulniers served as Director of Credit Risk Decisioning at LexisNexis. There, he increased the credit decisioning business by 42 percent. He has 17 years of experience working in the financial service industry where he has successfully led several business units at Ascend One and Think Finance.

DeSaulniers has a duel degree with a Master of Business Administration and Master of Science in finance from Goldey-Beacom College. He obtained his Bachelor of Arts in economics from Towson University. He is also a veteran of the US Army’s Special Forces.

Everything you wanted to know about credit scores but were afraid to ask - part II

Part 2:  Common myths about credit risk scores and how to educate consumers In light of what I've heard in the marketplace through the years, I wanted to provide some information to help 'debunk' some common myths about credit scores. Myth: There is only one credit score Reality: There are multiple...read more

Everything you wanted to know about credit risk scores but were afraid to ask

In this three-part series, Everything you wanted to know about credit risk scores, but were afraid to ask, I will provide a high level overview of: What a credit risk score predicts; Common myths about credit risk scores and how to educate consumers; and finally, Scoring traditionally un-scoreable...read more