Relationship & Transactional Lending Risk
by November 5, 2012,
Relationship & Transactional Lending Risk
The commercial lending - traditional C&I, CRE and other -
segment is one of the last areas to be “automated” or captured
within an automated lending platform. Many of us talk
about the need to automate this segment but the discussion needs to
start with the question of “What does it mean to...read more
by June 29, 2012,
Relationship & Transactional Lending Risk
From a score perspective we have established the high level
standards/reporting that will be needed to stay on top of the
resulting decisions. But there is a lot of further detail
that should be considered and further segmentation that must be
developed or maintained. Auto Decisioning A...read more
by March 23, 2012,
Relationship & Transactional Lending Risk
Some of you may be thinking finally we get to the meat of the
matter. Yes the decision strategies are extremely important
when we talk about small business/business banking. Just
remember how we got to here though, we had to first define: Who are
we going to pursue in this market segment? How are...read more
by February 16, 2012,
Relationship & Transactional Lending Risk
One might consider this topic redundant to the last
submission around application requirements and that assessment
would be partially true. As such we are not going to go over
the data that has already been collected in the application such as
the demographic information of the applicant and...read more
by January 26, 2012,
Relationship & Transactional Lending Risk
- by Joel PruisApplication Requirements: Financials or No
Financials – That is the question! Probably the first debate with
information requirements is whether or not to collect financial
statements on the business. There has been much heartburn by
the commercial lending traditionalists with the...read more
by January 25, 2012,
Relationship & Transactional Lending Risk
- by Joel Pruis The debate on what constitutes a small business
application is probably second only to the ongoing debate around
centralized vs. decentralized loan authority (but we will get to
that topic in a couple of blogs later). We have a couple of
topics that need to be considered in this...read more
by August 18, 2011,
Relationship & Transactional Lending Risk
The following article was originally posted on August 15, 2011 by
Mike Myers on the Experian Business Credit Blog. Last time we
talked about how credit policies are like a plant grown from a
seed. They need regular review and attention just like the plants
in your garden to really bloom. A credit...read more
