Joel PruisJoel Pruis – Director of Advisory Services, Baker Hill 

Thank you for visiting! I’m Joel Pruis, director of Advisory Services at Baker Hill, a part of Experian.

I hope that this blog will provide great conversation around risk management and how it can impact your financial institution.

I have over 20 years of business experience with: portfolio risk management for small business loans originated via credit scoring; process management for small business lending; and commercial lending across all levels of risk exposure. 

In my current position, I lead a team of practice managers specializing in relationship management, origination, portfolio management, pricing and profitability and process analytics. My goal is to provide the direction and coordination of industry best practices to support our client’s strategic vision.

Personally, I grew up in Grand Rapids, Michigan and am the youngest of three children. I love to travel and enjoy spending time with my wife and three children.

Roger Ahern, Senior Director, Decision Analytics, Solutions Management

   Hi!  I'm new to the team and look forward to sharing my thoughts about risk management with you.

At Experian, I work closely with clients using a consultative approach to develop solution recommendations that deliver substantial business value. 

Prior to joining Experian, I worked for Fair Isaac Corporation and HNC Software.  I have 20 years of experience in product management, consulting, marketing, business development and sales management, with corporate-officer experience at a publicly traded software and analytics company. 

I also have extensive domestic and international experience working directly with senior executives at top financial institutions and telecom carriers to realize business value via analytic applications that leverage decision engine technology, predictive analytic models, workflow management systems and business intelligence software.

I earned my bachelor's degree in Finance (magna cum laude) from San Diego State University and earned my master's degree in Information Technology (summa cum laude) from the same university.