Posts by Teri Tassara
by December 20, 2012,
Credit Unions
In my last post, I covered the importance of using quality credit
attributes to gain greater accuracy in risk models. Credit
attributes are also powerful in strengthening the decision process
by providing granular views on consumers based on unique behavior
characteristics. Effective uses include...read more
by December 3, 2012,
Credit Unions
As building blocks to any predictive model development, it goes
without saying that the better the predictive variables, also known
as attributes, the more accurate the predictions. For many
predictive analytic modeling shops, attributes are a key
differentiator to model performance versus the...read more
by September 20, 2012,
Financial Services - Bankcard, Auto, Mortgage
Negative liquidity, or owing more on your home than its value, has
become a much too common theme in the past few years.
According to CoreLogic, 11 million consumers are underwater,
representing 1 out of 4 homeowners in the nation. The irony
is with mortgage rates remaining at historic lows,...read more
by August 10, 2012,
Credit Unions
The intense focus and competition among lenders for the super prime
and prime prospect population has become saturated, requiring
lenders to look outside of their safety net for profitable
growth. This leads to the question “Where are the growth
opportunities in a post-recession world?”...read more
